Unsure which way to go with your pension?

We know that pensions and planning early for your retirement isn’t always a priority.

It can also be a confusing and sometimes daunting experience.

If you are aged 50 or over and have a defined contribution pension (a workplace or private pension), you can get free guidance from Pension Wise.


Pension Wise is a free and impartial guidance service which offers you the opportunity to talk about your pension options and what you can do next.

Every Pension Wise appointment is with a guidance specialist, either face to face or over the phone.

The guider is trained to understand your situation and guide you on what your options and next steps are.

Although they won’t recommend any products or tell you what to do with your money, your free 45 minute Pension Wise appointment can help you to understand:

  • What options are available to you before accessing your pension savings
  • What tax, fees and charges might apply when taking your pension
  • What to be cautious of and look out for before making any important financial decisions that can affect your future
  • Tips on how to avoid pension scams


If someone says they are from the Government or Pension wise, just hang up, don’t give out any personal details.

These organisations would never phone or text to offer a pension review.

Before you make any decisions, make sure your adviser is on the Financial Conduct Authority (FCA) approved register and check the FCA list of known scams to see if the deal you’re being offered is a known scam.

If you’re worried, contact the Pensions Advisory Service on 0300 123 1047

If you think you’ve been scammed, contact your pension provider and Action Fraud immediately on 0300 123 2040

For more information on scams, or if you think you’ve been targeted, visit www.pension-scams.com


Simply call 0800 138 3944 to book a telephone or face to face appointment or visit Pension Wise

Find out how Pension Wise has helped others